Dear Debt Loss Diary,
I LOVE TO READ. I could spend hours at Barnes & Noble or Borders. I could also spend lots of money - but I have learned to curb my habits. The library works out to be much cheaper :)
Every couple weeks I'll be posting my favorite book - with a link to Amazon.com (a WONDERFUL website - which I am also using to hopefully sell a bunch of books I no longer want). I am reading "Girl, Get Your Credit Straight", and it is one of the better books I have seen out there about eliminating debt and creating a solid financial future. It's perfect for all us girls out there, who have debt and need to get it together.
Now, I mentioned that I was selling books on Amazon.com - I really found the process of registering to sell and then listing my books to be so simple! Actually, it was SO much simpler than eBay. I must tell you though, I like eBay for a lot of things, and will be putting items up for Auction there as well. But for books - Amazon.com rocks!
I picked up some extra cash this weekend, helping a woman that advertised on Craigslist for some accounting type help. Basically, it was a ton of doublechecking of data on some spreadsheets. It was a lot of time, and I spent most of a gorgeous Sunday inside, but I have $135 to show for it!
I hope to be adding a part-time job next week to my schedule, teaching a few water aerobics classes and swim lessons each week. I figured I could make an extra $500-$600 after taxes - which would go a long way towards my debt reduction. Plus, I will be getting paid to exercise!!!
-me
Thursday, May 10, 2007
Friday, May 4, 2007
Another Day, Another Dollar
Dear Debt Loss Diary,
Today turned out to be a better than expected day! I woke up still feeling not so good physically - the after effects of my bout with food poisoning after going out to eat on Saturday nite. Nevertheless, I taught a water exercise class this morning (making $30 cash) and managed to get a little sun too.
Oh, and I was going through some books I plan to sell on Amazon.com and to my amazement and surprise I found a dollar bill in the inside cover of one. The funny thing is, I have had this book since college ( and that was about 13 years ago) and I don't think I have read that book since. I'm thinking I should go and check all my books :) You never know what you will find doing a little spring cleaning.
That $1 went right into my piggy bank.
The little things count.
-me
Today turned out to be a better than expected day! I woke up still feeling not so good physically - the after effects of my bout with food poisoning after going out to eat on Saturday nite. Nevertheless, I taught a water exercise class this morning (making $30 cash) and managed to get a little sun too.
Oh, and I was going through some books I plan to sell on Amazon.com and to my amazement and surprise I found a dollar bill in the inside cover of one. The funny thing is, I have had this book since college ( and that was about 13 years ago) and I don't think I have read that book since. I'm thinking I should go and check all my books :) You never know what you will find doing a little spring cleaning.
That $1 went right into my piggy bank.
The little things count.
-me
Tuesday, May 1, 2007
May Day! May Day!
Dear Debt Loss Diary,
It's May 1st and I am starting the month off feeling in control of my debt and NOT helpless! It's a really awesome feeling.
Over the weekend, I paid off the Discover Card. It was a total of $9000 that I scrapped together from my pay, tax refunds, and change that I had been saving through Bank of America's Keep the Change program. The main reason I choose to throw everything towards this credit card, was the great 5.9% offer they gave me on balance transfers! This is the best rate offer I have on any of my cards, and I am determined to take full advantage of it.
I called US Bank to see what my current rate and transfer offer were with them - and although I was happy that they lowered my interest rate from 32% to 20%....I was disappointed that they had no special offer for balance transfers. Well, I wasn't upset - just disappointed. So, I promptly got back online and transferred that balance to my Discover card. And so goes the debt reduction game.
I am really happy with both Bank of America and Discover Card right now. Both of these banks have been willing to work with me to help me conquer my debt. I have no problem giving them my business and taking away from the other banks.
-me
It's May 1st and I am starting the month off feeling in control of my debt and NOT helpless! It's a really awesome feeling.
Over the weekend, I paid off the Discover Card. It was a total of $9000 that I scrapped together from my pay, tax refunds, and change that I had been saving through Bank of America's Keep the Change program. The main reason I choose to throw everything towards this credit card, was the great 5.9% offer they gave me on balance transfers! This is the best rate offer I have on any of my cards, and I am determined to take full advantage of it.
I called US Bank to see what my current rate and transfer offer were with them - and although I was happy that they lowered my interest rate from 32% to 20%....I was disappointed that they had no special offer for balance transfers. Well, I wasn't upset - just disappointed. So, I promptly got back online and transferred that balance to my Discover card. And so goes the debt reduction game.
I am really happy with both Bank of America and Discover Card right now. Both of these banks have been willing to work with me to help me conquer my debt. I have no problem giving them my business and taking away from the other banks.
-me
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